When an investment platform promises “safe returns backed by invoices,” and suddenly thousands of investors stop receiving payouts, you know something is seriously wrong.
That’s exactly what happened with Falcon Invoice Discounting, a platform run by Capital Protection Force Pvt. Ltd., which turned out to be one of India’s biggest financial frauds, unfolding dramatically in 2024–2025.
And just to show how big this scam really is, here’s a headline from The Hindu:
“ED arrests auditor in Falcon invoice scam worth ₹792 crore”
Published August 21, 2025
When the Enforcement Directorate starts arresting people, not sales agents, but auditors, something massive is going on.
Let’s break down the entire scam:
How Falcon operated, why people trusted it, what went wrong, the user complaints, legal actions, and what you can do if you’re a victim.
Falcon Invoice Discounting Review
Falcon positioned itself as a web-based invoice discounting and P2P investment platform.
Sounds legit, right?
What Falcon Claimed to Offer
According to their public communication and sales pitches:
- A P2P invoice discounting platform
- Working with big brands like Amazon, Tata, Godrej, and Britannia
- Annual returns between 11%–22%
- Tenures of 45–180 days
- Investments from ₹25,000 to ₹9,00,000
- Daily updates, dashboards, and “discounted invoice” listings
- “Low-risk, short-term investment backed by invoices”
Many investors say the platform looked polished, the dashboard looked professional, and the payouts were consistent for a long time.
Some people used Falcon for 2–3 years without issues. And that’s how Ponzi schemes work: they build trust first.
Why Did People Trust Falcon?
Now these schemes play with the psychology of investors, and this was something that happened in the Falcon Invoice Discounting investment model:
1. Professional-looking app & website
The app showed invoices, contracts, returns, and real-time updates. Everything looked legitimate.
2. Consistent early payouts
Investors received payments on time for months or even years. This is classic Ponzi behaviour: early investors get paid using new money.
3. Use of big brand names
Falcon claimed to discount invoices from high-profile companies. Later revelations proved these partnerships were fake.
4. Influencer marketing & referral bonus structure
Many investors joined after seeing reviews online or through referrals from colleagues/friends.
5. Office in Hyderabad HITECH City
A physical office in Madhapur (HUDA Techno Enclave) added credibility—until it suddenly shut down.
Falcon Invoice Discounting Complaints
By early 2025, the cracks became impossible to hide. Trustindex reviews from Jan–Feb 2025 reveal the early warning signs.
- “Falcon has defaulted in repayment… no response for 3–4 days.”
- “No payment received from the 22nd Feb 2025 deal.”
- No response from the team, messages, calls, everything unanswered.”
- “Customer support numbers not reachable, emails ignored.”
These are the scariest:
- “Using the platform for 2 years, payments have stopped since last month.”
- “Investing for 3 years, never had issues, now nothing is coming.”
When a platform stops paying long-term investors, the scam has entered collapse mode.
Falcon Invoice Discounting Scam
According to Deccan Herald, over 180 Bengaluru investors lost more than ₹41 crore
And this is just one city.
According to Republic World, the total fraud amount is estimated between ₹850 crore to ₹4,215 crore
Some analysts believe the actual figure could be much higher.
And then came the biggest blow:
ED Arrests Auditor in ₹792 Crore Falcon Invoice Scam
(as shown in the screenshot you provided)
When the Enforcement Directorate arrests the auditor, it indicates:
- Money laundering
- Shell companies
- Fabricated invoices
- Deep-rooted financial manipulation
This is not a small scam—it’s a full-blown, multi-state financial crime.
Modus Operandi of Falcon Invoice Discounting Scam
Falcon used a combination of fake invoices, recycled transactions, and fabricated partnerships.
According to StoxN Tax & News Meter, here’s what investigators found:
- The same invoice is used multiple times
- No verification process
- Value inflated repeatedly
Falcon claimed relationships with:
- Tata
- Amazon
- Reliance
- Infosys
- Godrej
All were fake.
The MoA filed with MCA mentioned only HR management services, not finance, not invoice discounting, not P2P lending.
That alone is a huge red flag.
Investor funds were shown as company assets. A legitimate financial platform would use third-party escrow.
Falcon offered 20%–22% IRR, while real invoice discounting players offer 10%–15% max.
Investors could never verify:
- Which vendor does the invoice belong to
- Whether the invoice was real
- Whether the buyer existed
- Whether invoices were paid
Everything depended purely on trust—manufactured trust.
The Collapse (Jan–Feb 2025)
According to Product For Indians:
- Repayments stopped abruptly
- Dashboard stopped updating
- The office in Hyderabad was shut down and locked
- Staff went unreachable
- Customer support vanished
This is classic Ponzi collapse behaviour.
Legal Actions & Arrests (Confirmed)
According to Republic World, The Week, and ED reports:
Arrested
- Pawan Kumar Odela — Vice President
- Kavya Nalluri — Director
- Yogendra Singh — Head of Digital
- Bijender Singh — Senior Operations Role
Still Absconding
- Amardeep Kumar (Founder/MD) — believed to be hiding in Dubai
- Aryan Singh (COO) — filed anticipatory bail
Assets Seized
- ED seized a ₹14 crore private jet (Hawker 800A) at Hyderabad airport
- Multiple bank accounts frozen
- Properties under investigation
Is Falcon Invoice Discounting Legit?
No.
- Fake invoices
- Fake partners
- No legal clearance
- No escrow accounts
- No compliance officers
- No employee structure
- Multi-state fraud cases
- ED arrests
- Office shutdown
- Victims across India
It was a Ponzi scheme disguised as invoice discounting.
How to Report Ponzi Scheme?
1. File a Police Complaint
At your nearest police station or Cyber Crime department.
2. File a Cyber Crime Complaint
3. Report to the Enforcement Directorate
Especially if your losses are large.
4. Collect all evidence
- Transaction proofs
- Screenshots
- Chat messages
- App activity logs
- Email communication
Need Help?
If you’re facing issues with fraudulent investment platforms or are confused about the next steps:
Register with us. We’ll help you:
- Understand your legal options
- Gather proper evidence
- File the right complaints
- Connect with the right authorities
- Avoid similar scams in the future
Conclusion
Falcon Invoice Discounting is one of India’s largest Ponzi-style financial scams.
Thousands of investors trusted the platform because early payouts looked genuine, the app was polished, and returns felt achievable.
But behind the scenes, the entire operation was built on:
- Recycled invoices
- Fake partnerships
- False promises
- Money laundering
- Ponzi mechanics
The arrests, ED involvement, office shutdowns, and multi-state cases prove the scam’s enormous scale.
If returns look too good, they always come with hidden risks.
Always verify licensing, registration, and operations before investing in any financial platform.
When a platform promises safe returns but ends up sinking thousands of investors, you know something big is hiding beneath the surface. Falcon Invoice Discounting is exactly that story.
