Is Guardeer Funding Legit?

If you’re into trading, you’ve probably seen Guardeer Funding pop up online. They say you can get a funded account, keep up to 90% of your profits, and trade big without using your own money. Sounds great, right? But doesn’t it raise a question of – ‘Is Guardeer Funding legit?’

The company that is promising funded accounts, bi-weekly payouts, and profit shares as high as 90% is giving clear red flags. For new traders, it may sound like the perfect way to start trading without risking your capital, but let’s not ignore the risks.

Let’s talk about it in simple terms so you can decide for yourself.

How Guardeer Funding Works

Guardeer calls itself a prop trading firm; basically, they give you access to big trading capital after you pass their evaluation process.

The idea is simple: you prove your skills in a 1-step or 2-step test, and if you succeed, they fund you with accounts as large as $200,000. Traders can then keep a big chunk of the profits, sometimes even 100%.

They work with Purple Trading as their broker and use the popular cTrader platform, which is regulated and trusted by many in the trading world.

That’s a good sign and shows they’ve partnered with established names.

At first glance, Guardeer looks promising. They promote fast withdrawals, fair rules, and low fees, and their Trustpilot reviews are filled with positive feedback about responsive support and smooth payouts.

But here’s the real question: can they deliver on these promises?

Is Guardeer Funding Reliable?

On Trustpilot, Guardeer holds a 4.4/5 rating from over 750 reviews. Many users praise their low fees and quick support, “no hidden rules” and “on-time payouts” were commonly mentioned.

But several users report massive payout delays, 60 to 90 days, even 80–90 days. One said, “Payouts delay 80 to 90 days and management is so bad”.

A few even claimed that when they raised complaints, they were threatened or ignored by support. A few even claimed they never got paid at all. Some users also complained about poor customer support when they tried asking for updates.

This kind of feedback makes it hard to know if Guardeer is fully reliable.

Is Guardeer Funding Running a Ponzi Scheme?

Let’s analyze point-by-point based on your article:

What Looks Legit:

• Evaluation process before funding (not instant payouts)
• Partnership with Purple Trading and use of cTrader (trusted broker & platform)
• Positive Trustpilot reviews
• They don’t collect investor money for returns; they sell challenge accounts (products)

This suggests it is not a Ponzi scheme in the traditional sense, because it’s not:

• Taking “investments” with a fixed return promise
• Paying older users from new users’ money

But These Are Red Flags

Although the company’s operation does not match the way Ponzi scam works but there are some red flags that are unavoidable.

Here are some of those red flags that are unavoidable:

1. Consistent Payout Delays (60–90 days or more)
   • In prop firms, payouts are supposed to be systematized. If delays are widespread, it may suggest cash flow issues.
   • If they use new challenge buyers’ money to pay old successful traders, that’s where it starts resembling a Ponzi.
2. Threatening/ignoring users who ask for payouts
   • This is a control tactic seen in shady operations.
   • Legit firms don’t silence critics; they clarify publicly.
3. Too-good-to-be-true promises
   • Keeping up to 90% or 100% profits seems overly generous.
   • If the firm doesn’t make enough from challenge fees, it becomes hard to sustain.
4. Heavy Dependence on Selling Evaluation Challenges
   • If the main business revenue does not come from successful trading, but constant sales of challenges, that’s a structural concern.
   • If no one buys challenges, can they fund the payouts? If not, this tips towards Ponzi dynamics.

So, Is It a Ponzi?

Not exactly. Guardeer Funding doesn’t meet the classic legal definition of a Ponzi scheme, yet, because:

• It does not promise passive income
• It offers a service (evaluation + access to capital)
• It has paid some traders

But it could be a Ponzi if,

• It relies on new challenge buyers to fund payouts, and
• There’s no verifiable source of revenue beyond selling those challenges,

Conclusion

Here’s the truth: Guardeer Funding is not a fake company. It operates like a real prop firm and does pay out some traders.  But there are enough complaints about late or missing payouts to raise a red flag.

So, Is Guardeer Funding trustworthy? That’s questionable. The sheer volume of complaints and missing payouts makes it unreliable at best.

If you’re thinking of trying it, start small. Test their system first before putting in too much time or energy. And make sure you’re okay with the risk of delays