Imagine an app that promises instant cash, easy loans, and zero paperwork. Sounds perfect, right? That’s exactly how the Rupiyo App markets itself.
But here’s the question:
Is the Rupiyo App really helping users or just another name added to the long list of online money scams?
Rupiyo App Review
The Rupiyo App claims to be a quick loan platform that offers instant money to users in urgent need.
Users are usually asked to download the app, fill out some basic info, upload KYC documents, and, as they say, “money will be credited in minutes.”
Many users never actually receive the loan, and worse, their personal data is misused later for harassment or fraud.
Is Rupiyo App Legit?
Any loan app is considered legit if it is approved by the RBI and NBFC. However, in the case of the Rupiyo app, it is not registered with either of the platforms.
If you try to find a Rupiyo App on the Play Store, you’ll likely find multiple apps with similar names, Rupiyo Loan, Rupiyo Cash, Rupiyo Credit, etc.
Most of them have no verified registration, no RBI license, and no proper website or contact information.
That’s your first red flag.
Further, many users have raised concerns and filed a complaint on one or the other forums on Google, raising questions on the safety of using the app.
Rupiyo App Scam
Several victims have reported that after uploading their documents on the app:
- They received no loan disbursement,
- Their personal data was leaked,
- And later, fake agents threatened them for repayment of a loan they never took!
That’s not just unethical, it’s a crime.
These fake loan apps often clone the names of real finance platforms to look trustworthy.
Rupiyo is one such name that’s been misused in multiple fraud reports.
Rupiyo App Scam: Case Study
A user from Maharashtra shared her story online:
“I downloaded an app named Rupiyo Loan after seeing an ad on Facebook. They asked for my PAN and Aadhaar.
The app said the loan was approved but no money came. A week later, I started getting abusive WhatsApp messages with my photo asking for repayment of ₹6,000 I never received!”
This case was later reported to cybercrime.gov.in, and the police confirmed that the app was a fraudulent copy of another defunct platform.
Is Rupiyo App Real or Fake?
Given the fake app clones, unlicensed operations, and reported data misuse, Rupiyo App does not appear to be genuine and may be unsafe or potentially a scam.
Always remember: If an app offers instant money without verification, it’s not generosity, it’s bait.
So, is Rupiyo App safe?
Absolutely not safe.
Here’s why:
- No verified company name or registration.
- Requests access to contacts, photos, and storage.
- Disappears from the Play Store after reports.
- Threat calls from fake recovery agents.
So, avoid sharing any KYC details, PAN, or Aadhaar with such apps.
How to Complaint Against Online Loan App?
If you suspect you’ve been tricked by the Rupiyo App or any similar app:
- File a cyber crime complaint.
- Block the numbers harassing you.
- Lodge a local FIR under cyber fraud.
- Inform your bank to secure your account.
Need Help?
If you’ve been a victim of similar loan app scams, you don’t have to deal with it alone.
Register your case with our cyber support team. We’ve helped recover and legally act against over ₹4 Crore worth of app frauds.
We’ll guide you through complaint filing, document preparation, and cyber law remedies.
Conclusion
To sum up, the Rupiyo App may look appealing with its quick cash promises, but when you scratch the surface, it’s mostly a scam in disguise.
Stay alert, verify RBI registration, and never upload personal documents on shady apps.
And if you ever get trapped by such platforms, don’t hesitate to report loan frauds in India through the proper cybercrime channels.
Because in the world of “instant money,” the real cost is your data and peace of mind.
