Have you been scammed and now wondering, Is it possible to get money back after being scammed?
To give you a sigh of relief, YES, it is possible to get your money back after being scammed, but it depends on how quickly you act and whether you follow the right steps.
Many people hesitate or feel embarrassed after getting cheated, but time plays a critical role in any kind of fraud recovery.
The sooner you respond, the better your chances of getting your money back.
Cyber Crime Complaint Time Limit
While there’s no fixed legal time limit for reporting cybercrime in India, acting fast is essential. Ideally, you should report a scam within 24 to 48 hours — especially if it involves financial transactions through UPI, credit cards, or bank transfers. That quick window allows banks and authorities to freeze or trace the funds before they’re withdrawn or moved further.
For online investment or trading scams, filing a complaint within three to five days can still be effective. But after that, recovery becomes difficult and may require more extensive legal action.
What To Do If Online Fraud Happens?
Now to get money back after being scammed, follow the process below:
- Gather all evidence — take screenshots of chats, transactions, websites, and phone numbers
- File a Cyber Crime complaint.
- Inform your bank or payment app to freeze or flag the transaction
- Visit your local police station and file an FIR, especially for larger losses
- If it was an investment scam, complaint in SEBI.
How Much Time Cyber Crime Investigations Take in India?
Here’s a realistic view of what to expect:
- Reported within 24 hours: Highest chance of freezing or reversing the transaction
- Within 3–5 days: Still possible, depending on the cooperation of banks or platforms involved
- After a week or more: Recovery becomes challenging and often involves legal proceedings
- International scams or fake trading apps: These may take longer due to cross-border jurisdiction, but they can still be pursued with the right process
How We Helped Victims Recover Their Money
We’ve worked with many victims of online financial fraud and helped them take the right steps toward recovery. Here are two such cases:
Telegram Trading Scam – ₹46,000 Recovered
One user was added to a Telegram group that claimed to offer guaranteed stock option tips.
After a successful demo call, the user was convinced to pay ₹55,000 for a premium plan. Soon after, they were given poor trade calls that resulted in losses. When they asked for help, the so-called advisors stopped responding.
With our guidance, the victim filed a cyber complaint and submitted all necessary documents. Since the scammer’s account had already been flagged in another FIR, the process was quicker, and the user recovered ₹46,000.
Unauthorized Trading Platform – ₹65,000 Recovered
Another victim was lured into a platform promising high returns through commodity trading. The platform looked professional and convincing, but it was completely unregistered and unregulated.
After investing a significant amount, the user realized that withdrawals were blocked and the support team had disappeared.
We helped them file a detailed SEBI complaint through the SCORES platform, assisted in drafting the FIR, and guided them through the legal notice process. The matter is under active investigation; however, with our efforts, we have helped a victim in getting recover ₹65,000 to date.
Need Help Recovering Your Money?
If you’ve lost money in a scam, don’t wait. Taking early action makes all the difference, and you don’t have to do it alone.
We can help you:
- File cybercrime complaints correctly
- Draft and escalate complaints through SEBI, banks, and police
- Assist with legal notices and consumer forum cases if required
Need help? Reach out to us — we’ll guide you through the entire recovery process.
