Have you recently come across an investment promotion on Facebook or Instagram promising “guaranteed returns”? Or maybe you joined a WhatsApp/Telegram group where “market experts” show magical profits every day? And then, like thousands of others, you were introduced to the RPMTA app, a so-called “trading platform” that the group claims is the secret to high returns.
If yes, you’re not alone.
Across India, cybercrime units are receiving a surge of complaints linked to these unlisted, APK-based, invite-only apps, and RPMTA keeps appearing again and again in these investigations.
At first glance, RPMTA appears to be a professional trading app.
But behind the glossy dashboards is a system designed to control your deposits, manipulate your profits, and block your withdrawals.
What is the RPMTA App?
The RPMTA app is an unauthorised, APK-based trading/investment application that is not listed on any official app store and does not hold approval from SEBI or any recognised financial authority in India.
Although it presents itself as a legitimate trading platform, with live charts, profit dashboards, and portfolio screens, its backend does not connect to real financial markets.
Instead, RPMTA functions like a simulation controlled entirely by the operators, where:
- The profits you see are generated, not earned
- The charts are pre-programmed
- Your deposits go directly to the scam network
- Withdrawals are intentionally limited or blocked
In short, RPMTA is not a real trading platform. It is a front used to collect deposits, display fake returns, and trap users inside a fraudulent system.
Only after positioning itself as a “trusted” investment tool does the app get promoted through:
- WhatsApp groups
- Telegram channels
- Fake financial influencers
- Private download links
- Paid social media ads
This is how users are pulled into the ecosystem and convinced to install an app that would never pass the security, compliance, or verification checks of any legitimate app store.
Once you install the app (like RPMTA), scammers take control.
- Collect sensitive data
- Steal OTPs
- Access contacts and photos
- Show fake dashboards
- Lock withdrawals
- Block accounts
Users often realise the truth only after their money disappears and the group admins vanish.
RPMTA App Scam
The RPMTA app didn’t appear out of nowhere.
Over the past year, cybercrime units across Ahmedabad, Pune, and Nagpur have been uncovering multiple layers of the same scam – fake trading apps, mule accounts, identity theft, and money laundering disguised as “online investment opportunities.”
Here’s a quick look at how the scam operated in each city:
1. RPMTA Ahmedabad Case
Cybercrime officials in Ahmedabad saw a rise in complaints from users who were lured by ads promising fast profits through online trading.
People were pushed to download suspicious APK-based apps like RPMTA through WhatsApp groups.
Once they “invested,” the app showed fake profits, urging victims to reinvest more.
However, when they tried to withdraw, the app blocked their access – a classic pig-butchering pattern. Multiple bank accounts linked to the operation were found to be mule accounts created using stolen IDs.
2. RPMTA App Pune Case
In Pune, the scam network ran through fake job offers that later redirected candidates to “task-based earnings” on RPMTA and similar apps.
Victims were told to complete simple online tasks and then “upgrade” their levels by investing money.
Police discovered that dozens of these payments were routed through dummy firms and shell companies registered with forged documents.
Digital forensics revealed that the apps contained foreign code injections, which connected servers outside India.
3. RPMTA App Nagpur Case
Nagpur is where the scam’s largest network was exposed. Police uncovered a ₹210 million cyber-fraud and money-laundering ring operating across 21 states.
Investigators discovered:
- Over 80 mule bank accounts opened using stolen identity documents
- Funds are layered through online betting platforms and hawala channels
- Malicious APK files that stole bank credentials, passwords, and OTPs
- Apps like RPMTA and AFMHNW used to hide illegal fund movement
- Coordination is happening through Telegram groups with coded chats
The syndicate had links to international cybercrime hubs, and several suspects with foreign connections are still absconding.
How to Report Investment Scams?
If you suspect you’ve interacted with RPMTA or any suspicious app, take action immediately.
- File a Cyber Crime Complaint
- Gather evidences
- Screenshots
- Numbers
- Transaction details
- App links
- Chat exports
- Register for the portal.
- Draft your complaint, upload documents & submit your complaint.
- Gather evidences
- Lodge an FIR at the Local Police Station
- File a complaint under:
- Bhartiya Nyaya Sanhita (cheating, forgery, breach of trust)
- Information Technology Act
- Sections related to money laundering (in some cases)
- File a complaint under:
- Inform Your Bank
- Request your bank to:
- Freeze on suspicious transactions
- Fraud recovery case
- Account security review
- Request your bank to:
Need Help?
If you don’t know how to identify investment scams, and want guided assistance:
- Register with us
- Upload your evidence
- Get a dedicated case manager
- Receive help drafting complaints
- Get follow-up support through official channels
This increases your chances of recovery and ensures the case is documented properly.
Conclusion
The RPMTA app is not just another fake trading platform-it’s part of a much larger, highly coordinated cybercrime ecosystem involving:
- Fake investments
- Money laundering
- Identity theft
- Data harvesting
- International fraud networks
In a digital world filled with shiny dashboards and guaranteed-return promises, the safest rule remains the oldest one:
- If it sounds too good to be true, it always is.
- Never download trading apps shared privately via APK links.
- And never trust WhatsApp groups that promise you quick profits.
Stay alert. Stay informed. And remember, your financial security is worth more than any app’s promise of easy money.
