Buying gold on Dhanteras used to mean a jeweller, a receipt and a small box. Now it can mean two taps on a phone, and fraudsters know it. A digital gold scam copies that convenience, then keeps your money instead of your gold. This guide explains the two very different risks, shares last year’s data, […]
You may have seen the Power Mutual Funds app advertised as a way to review and rebalance your mutual fund portfolio. A free review is easy to try, and a paid membership is a bigger decision. This blog looks at PowerUp Money Wealth Management through its own disclosures and public app reviews. We cover the
You may have used the MoneyWorks4Me screeners or seen its homepage promise to help you avoid costly mistakes. The tools are free to look at, and the paid advisory plans are a separate decision with their own price, terms, and track record. This blog looks at MoneyWorks4Me through its own disclosures and public app reviews.
You may have come across FinZipp as an app that promises advice without hidden fees or commissions. That is a strong promise, and a record of complaints is one of the few places where you can see how a firm behaves when something goes wrong. This blog looks at Valuefy Solutions FinZipp through its own
You may have seen Savart advertised as a simple way for first-time investors to get advice on stocks and mutual funds. The yearly plans look affordable, so the real question is how the firm handles problems when they come up. This blog looks at Svobodha Infinity Investment Advisors through its own disclosures. We cover the
You may be looking for a fee-only financial planner who does not earn commissions, and a plan with a clear price is a good place to start. This blog looks at Upasana Mondal Investment Adviser through her own disclosures. A fixed fee still needs a close read, because it is the scope, the terms, and
This is not an anonymized story. The names, numbers, and reasoning come from a signed public award. We are publishing it in full, including the parts where the Tribunal reduced the claim. The title page of the award, signed by Sole Arbitrator K.V.L. Harinath. How the Case Began: Cold Call, Recovery Promise and ₹1,51,000 Fee
You may have seen Capital Pride advertised for intraday calls in options, futures or commodities, and wondered how much a full year would really cost. The price list on its website is detailed, and that is exactly why the numbers deserve a slow read. This blog looks at Capital Pride Investment Adviser through its own
You may be weighing a financial planner who calls himself independent and zero commission, and a promise like that is easy to like. This blog looks at Ravi Saraogi Investment Adviser through his own disclosures. It makes sense to look at the rulebook items behind it, such as fees, paperwork and complaints, before you share your
You may have come across a set of ready made equity portfolios with names like Bluechip or Momentum, and a button to subscribe. This blog looks at the one providing them, Renaissance Smart Tech, through its own disclosures. The portfolios sound clear, but the price, the service and the paperwork behind them are what you
You may have seen Rio Capital advertised for intraday option and cash calls, with plans that look reasonably priced at first glance. The fee list is shown openly, which is a point in its favour, and it also gives you something concrete to test against SEBI’s rules. This blog looks at Rio Capital Investment Advisor
You may have found an Indore based adviser offering calls in cash, futures, options and commodities, and the website talks about analysts with high accuracy. This blog looks at one of such firm, Smart Money Financial Services, claiming that through its own disclosures and website terms. A claim like that deserves a slow read, because
