Quick Summary
Springpad AI is operated by SpringPad Wealth Solutions Private Limited, a SEBI registered Research Analyst under INH000022950, founded by Rahul Chandra (CFA, FRM, CAIA) and Pratik Chakraborty. The firm offers AI-integrated stock market education through Rs. 9 introductory workshops that transition into premium courses costing upwards of Rs. 1 lakh. The Bulls AI algo tool promoted in workshops has no publicly confirmed NSE or BSE exchange certification. The firm claims ISO 9000 certification and over 10,000 trained students. No mandatory complaint disclosure appears on the website, which is a specific SEBI compliance requirement for registered Research Analysts.
Springpad AI holds SEBI Research Analyst registration INH000022950 under SpringPad Wealth Solutions Private Limited, headquartered in Kolkata.
That is the starting point. The registration is real and verifiable.
What sits around it, the course structure, the pricing funnel, the Bulls AI tool, and the specific claims made in workshops, is what this page covers in full.
This page covers the firm itself: who runs it, what it actually offers, and what to check before you pay anything.
Springpad Review
SpringPad Wealth Solutions Private Limited is the registered legal entity operating under the Springpad AI brand name.
The company is headquartered in Kolkata and holds SEBI Research Analyst registration INH000022950.
The firm was co-founded by two individuals with distinct professional profiles.
Rahul Chandra brings financial market credentials including CFA, FRM, and CAIA certifications. Pratik Chakraborty comes from a global trading background spanning over a decade.
Both founders have individual pages on this site covering their backgrounds, registration status, and what their specific credentials mean for the services being offered.
The full profile of Rahul Chandra is available on this site.
Pratik Chakraborty’s background and what his role means for subscribers is covered separately.
What Springpad AI Claims to Offer?
The platform positions itself at the intersection of artificial intelligence and stock market education, targeting retail investors who want to use AI tools for trading decisions.
The core claim is that AI can help investors make faster, more disciplined decisions by removing emotional bias from the process.
The specific tools promoted include ChatGPT integrations for market research, a proprietary framework called PEAK designed for quick market scans, and back-testing capabilities through Bulls AI.
The firm claims ISO 9000 certification and states it has trained over 10,000 students. A 4.8-star rating is referenced on select platforms.
These are the firm’s own claims. Independent verification of the 10,000 student count and the ISO 9000 certification is not available in the public domain beyond the firm’s own marketing material.
Springpad AI’s Course Structure and Pricing Funnel
Understanding how Springpad AI’s pricing actually works is more important than the headline figures suggest.
The entry point is a Rs. 9 introductory workshop. This is a real session that costs a real Rs. 9. But the Rs. 9 is not the product. The Rs. 9 is the funnel into the product.
The introductory session introduces basic trading and AI concepts. Toward the close of the session, premium mentorship programs and advanced course access are presented to attendees.
These premium courses cost upwards of Rs. 1 lakh.
The full breakdown of what each course tier includes, what is promised at each price level, and the specific questions to ask before paying for any premium tier is on the Springpad courses page on this site.
What matters to understand at the hub level is the SEBI annual fee cap. SEBI caps the total fees a single client can pay to one registered Research Analyst at Rs. 1,51,000 per financial year.
A premium course at Rs. 1 lakh sits near that ceiling. Any additional subscription or course in the same financial year would approach or breach the limit.
The firm does not disclose this cap anywhere visible in its pricing or workshop materials.
What Is Bulls AI, and How Does It Connect to Springpad?
Bulls AI is the algorithmic trading tool promoted most prominently during Springpad AI’s workshops and on their platform.
The tool is described as enabling back-testing of trading strategies against historical data, automated portfolio building, and systematic trade signal generation.
It is presented as one of the primary value additions that justify the premium course pricing.
One specific fact about Bulls AI deserves direct attention.
Algorithmic trading tools that facilitate automated order placement or API-based connections to brokers require certification and approval from NSE or BSE.
No public record or official confirmation shows Bulls AI holds the mandatory exchange certifications required for regulated algo trading activity in India.
Promoting an uncertified algorithm as a trading tool to retail investors under a SEBI Research Analyst registration raises specific regulatory questions about what the tool actually does versus what is claimed in workshops.
If a Springpad representative told you that Bulls AI could automate your trades or connect to your broker directly, that claim goes beyond what a SEBI Research Analyst registration permits without the corresponding exchange certifications.
Springpad AI’s Mandatory Disclosure Page
Every SEBI-registered Research Analyst must publish investor complaint data on their website. The disclosure must be updated monthly by the 7th of the following month without exception.
The Springpad AI website does not display this mandatory disclosure.
This is not a minor formatting issue. Mandatory complaint disclosure is a specific ongoing compliance requirement under SEBI’s Research Analyst Regulations. A firm that does not maintain this disclosure is failing one of its most basic transparency obligations.
Before paying for any Springpad AI course, ask the firm in writing to provide the complete complaint disclosure for every financial year since INH000022950 was granted.
The response, or its absence, tells you what you need to know about how seriously the firm treats its regulatory obligations.
What the Firm’s Own Marketing Claims and What SEBI Permits?
The Springpad AI website and workshop materials use several phrases and claims worth examining against what SEBI regulations actually permit.
Claims about portfolio doubling. The website presents case studies suggesting students doubled their portfolios using the platform. SEBI’s Advertisement Code prohibits unverified past performance claims that create the impression of typical or guaranteed outcomes.
A case study implying portfolio doubling without full statistical context and balanced disclosure of unsuccessful outcomes conflicts with this requirement.
“10x faster decisions.” Marketing language around making decisions 10 times faster has no regulatory basis and creates an impression of advantage that cannot be substantiated.
ISO 9000 certification. ISO 9000 is a quality management standard. It certifies process compliance, not investment outcome quality or research accuracy.
Its presence on a trading education platform’s marketing material does not confirm anything about the quality of trading advice or course content.
None of these individually constitute a named SEBI violation without a formal investigation.
Together they describe a marketing approach that creates expectations in the reader’s mind that the actual product cannot be guaranteed to deliver.
Before You Pay Springpad AI: 4 Questions to Ask in Writing
These questions should be answered in writing before any money changes hands. Keep every response.
- What is the full annual fee across all products you are considering, and how does it compare to SEBI’s Rs. 1,51,000 annual cap? Calculate the total before agreeing to anything.
- Does Bulls AI hold NSE or BSE certification for algorithmic trading activity? Ask for the specific certification number and the exchange that issued it.
- Where is the mandatory monthly complaint disclosure under SEBI Research Analyst Regulations? Ask for the disclosure for every year since registration.
- What is the refund policy if the course does not deliver what was described in the workshop? Get this in writing before paying, not after.
Springpad AI Complaint Process: Where to Start?
If you attended a Springpad AI workshop, paid for a premium course, and experienced guaranteed return promises, no support after payment, refund refusal, or outputs that did not match what was described before you paid, the formal path is available.
File on SEBI SCORES under Research Analyst registration INH000022950. Use the full registered name SpringPad Wealth Solutions Private Limited in the complaint description.
The complete step-by-step process for Springpad AI, covering what evidence to collect, how to file on SEBI SCORES, how to escalate through SMART ODR, and what arbitration looks like, is on the complaint against Springpad AI page on this site.
Already dealing with Springpad AI and think something crossed a line?
We will review your case, identify every applicable SEBI violation, draft the SCORES filing, and represent you through SMART ODR and arbitration.
Conclusion
Springpad AI holds genuine SEBI registration INH000022950. The founders have verifiable credentials. The platform is operational and has trained a significant number of students.
What deserves equal attention before paying is the Rs. 9 to Rs. 1 lakh pricing funnel, the unconfirmed exchange certification status of Bulls AI, the missing mandatory complaint disclosure on the website, and the marketing claims that create expectations that SEBI does not permit registered entities to guarantee.
For the platform-by-platform user accounts, the Reddit warnings, and the specific SEBI violations those accounts describe, our page on Is Springpad AI real or fake covers that in full.
The registration is real. Whether the service matches what is promised in the workshop is a different question with a different answer.
Report. Recover. Stay Fraud Free.
Springpad AI is operated by SpringPad Wealth Solutions Private Limited under SEBI Research Analyst registration INH000022950. Always use the full corporate name when filing complaints or verifying on SEBI's portal, as searching "Springpad AI" alone may not return the correct result.
Springpad AI was co-founded by Rahul Chandra, who holds CFA, FRM, and CAIA certifications, and Pratik Chakraborty, who brings over a decade of global trading experience. Both have individual pages on this site covering their professional backgrounds in detail.
Bulls AI is an algorithmic trading tool promoted during Springpad AI workshops. No publicly available record confirms Bulls AI holds mandatory exchange certification from NSE or BSE for regulated algorithmic trading activity. This is a specific point to verify in writing before paying for any course where Bulls AI is presented as a key offering. The introductory workshop costs Rs. 9. This session is a funnel into premium mentorship programs and advanced course access costing upwards of Rs. 1 lakh. The full breakdown of what each tier includes is on the Springpad courses page on this site.
SEBI requires all registered Research Analysts to publish and update investor complaint data monthly. The absence of this disclosure on the Springpad AI website is a specific compliance gap under SEBI's Research Analyst Regulations. Ask the firm directly for the complete disclosure before subscribing.
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