Quick Summary
Renaissance Smart Tech Private Limited holds SEBI investment adviser registration INA000016436, granted on 30 November 2021 and perpetual. It markets four equity portfolios under the name Renaissance Investment Advisors. Its yearly table shows 2 complaints, in FY 2023-24 and FY 2025-26, both resolved, with none pending. The website shows no fees or plans in the content we reviewed. We found no SEBI order against the firm as of 17 October 2026, which is not a clean certificate.
You may have come across a set of ready made equity portfolios with names like Bluechip or Momentum, and a button to subscribe. This blog looks at the one providing them, Renaissance Smart Tech, through its own disclosures.
The portfolios sound clear, but the price, the service and the paperwork behind them are what you actually sign up for.
We cover the registration, the complaint table, the missing fees and the privacy terms, then turn the gaps into questions you can put to the firm in writing.
What Is Renaissance Smart Tech and What Does It Offer?
Renaissance Smart Tech Private Limited, shortened to RSTPL, is a SEBI registered investment adviser.
It identifies Renaissance Investment Advisors and Renaissance Investment Managers as separate, identifiable divisions and lists a BSE enlistment number of 1494.
The website offers four equity portfolio strategies.
They are called Bluechip, Core and Satellite, Masters of the Streets, and Momentum.
The Four Portfolios
Renaissance Smart Tech Pvt Ltd says its portfolios are curated according to client expectations, with a focus on risk adjusted returns, long term wealth creation and growth.
Experienced fund managers are said to curate them, and execution happens through partner platforms.
The site also offers ways to track investments.
Ask which partner platforms are used and who holds your login and your money.
The Four Pillars
The firm describes its approach through four pillars, Philosophy, Process, People and Performance.
It also claims a team with over 40 years of collective experience.
These are statements about the team and not details of method.
Ask who the individuals are, what they have done and which of them will advise you.
Names on the Website
The website names Alok Sharma as Principal Officer and Nidhi Kamani as Compliance and Grievance Officer.
They are listed in those roles for regulatory contact.
A support email and a phone number are listed for both. We have not reproduced the phone number here.
Social Media
The firm links to YouTube, Instagram, Facebook, LinkedIn and Twitter.
The Facebook link did not lead to the intended page when the research was done.
That is a small housekeeping point. It only matters because investors use social pages to check that a firm is genuine.
Is Renaissance Smart Tech Private Limited SEBI Registered?
The research shows the company listed as a registered investment adviser.
Each point below is what the listing shows, and you should confirm it yourself before relying on this page.
- Registration number is INA000016436. The INA prefix marks an investment adviser, unlike INH for a research analyst or INP for a portfolio manager.
- Validity runs from 30 November 2021 and is listed as perpetual. The registration is nearly five years old.
- Address is Office No. 508, B Wing, 5th Floor, Mittal Commercia Premises, Marol, Andheri East, Mumbai 400059. The correspondence address is the same.
- Contact person on the listing is Nidhi Kamani. The email on the listing uses the renaissanceinvest domain name, while the website support email uses renaissanceadvisors.
Two domains for one firm can have a simple explanation, such as a group or brand change.
Ask the firm to confirm both are official before you send documents.
The listing also shows one number against both telephone and fax. Confirm a working phone number separately.
You can verify all this in a few minutes.
Verify investment advisor INA number lets you enter INA000016436, compare the name and category, and see the validity date yourself.
A SEBI registration check online on the regulator’s own pages does the same job.
Make sure the name on any payment page matches the registered name.
Registration shows that a firm may give investment advice.
It does not describe the quality of advice or the fee.
What Do Renaissance Smart Tech Complaints Reveal?
The firm publishes a yearly table, and the research notes a September 2026 disclosure with nothing received or pending.
We read the table and added the totals again.
| Financial year | Carried forward | Received | Resolved | Pending |
| 2020-21 | NA | NA | NA | NA |
| 2021-22 | 0 | 0 | 0 | 0 |
| 2022-23 | 0 | 0 | 0 | 0 |
| 2023-24 | 0 | 1 | 1 | 0 |
| 2024-25 | 0 | 0 | 0 | 0 |
| 2025-26 | 0 | 1 | 1 | 0 |
| 2026-27 | 0 | 0 | 0 | 0 |
| Grand total | 0 | 2 | 2 | 0 |
The sums match, two received, two resolved and none pending.
The 2020-21 Row
The first row is marked NA, which fits a year before the registration was granted in November 2021.
The next row, FY 2021-22, starts in April 2021, so part of it also falls before the registration date.
Zeros for that year therefore cover a period when the registration was not yet in place.
A note from the firm would settle how it treats that year.
How to Read Two Complaints?
Two complaints over about five years is a small count, and both are shown as resolved.
The table does not say what they were about or how they ended.
A zero pending status describes today.
It does not show whether the advice has worked for clients, and it cannot rule out issues that never became complaints.
What We Could Not See
We did not see the September 2026 monthly table in the research, only the note that it reports no complaints.
Check the firm’s page for the live monthly table, since SEBI expects data to be updated by the 7th of each month.
The disclosure also gives no client numbers, so you cannot weigh two complaints against the size of the business.
If you ever need to raise a case, the guide on a SEBI complaint against investment advisor shows how such cases usually run, and it helps to know that before you subscribe.
A search of SEBI’s public records found no SEBI order against the firm as of 17 October 2026.
That is not a clean certificate, because orders can be published later and our search was limited.
Renaissance Smart Tech Portfolios and Return Claims: What Do They Promise?
The website describes its portfolios in language that points to steady results.
It speaks of superior risk adjusted returns and of seeking linear consistent growth.
Returns from securities markets are never linear, and SEBI does not allow assured returns.
Read those lines as aims and not as promises.
Experience and Trust
The site also uses lines about experience, credibility and trust, and says portfolios are curated by the finest fund managers.
The page does not back these with details such as names, track records or qualifications.
Ask for the people behind each portfolio and how long each has managed it.
Growth Bias
The firm describes its strategies as aimed at long term wealth creation with a growth bias.
A growth tilt can bring larger swings in value, particularly in momentum style portfolios.
Ask for the maximum fall each portfolio has seen and how long it took to recover.
What to Request For Each Portfolio
Request the factsheet, the benchmark, the stock selection method and the rebalancing rules.
Ask what happens when a stock is added or dropped, and how you are told.
Ask also for performance on a basis you can verify, over stated periods.
SEBI rules on advertising restrict claims about past returns, so be wary of selected winners.
Is Renaissance Smart Tech an Adviser or a Portfolio Manager?
The research notes that the website promotes ready made equity portfolios and invites visitors to subscribe.
That can leave a reader unsure whether they are buying advice or portfolio management.
These are different regulated services.
The firm is registered as an investment adviser, and a portfolio manager registration carries the INP prefix.
What an Adviser Does
An adviser recommends, and you decide whether to act.
Execution through partner platforms means the trades should happen in your own account or through a platform you control.
Ask who places the trades, who can see your account and how you can revoke access.
What To Put In Writing
Ask the firm to confirm in writing that it gives advice under INA000016436 and does not manage your money.
If any other service is offered, ask for its registration number.
Then check that number on SEBI’s listing yourself.
How Much Is The Renaissance Smart Tech Fees?
The website content we reviewed does not show fees or subscription plans.
A visitor cannot see the cost before contacting the firm or subscribing.
It also does not clearly explain the scope of each service or what a client receives. So you cannot tell what you are paying for.
SEBI allows fees in a fixed fee mode and in an assets under advice mode, each with its own limit.
In the fixed fee mode the cap is ₹1,51,000 per client per family per year.
A Worked Example
Suppose a quote arrives as ₹1,78,180.
That equals the ₹1,51,000 cap plus 18 percent GST, so it would not by itself cross the cap, though the GST treatment should be confirmed in writing.
This is only a worked example and not the firm’s price.
It shows why the base fee and GST should appear on separate lines.
Per Portfolio or in Total
Ask whether the fee is charged per portfolio or for the whole service.
A client who takes two portfolios could pay twice, and the cap applies to everything one client pays in a year.
Before You Pay
Take these four steps first, since each costs nothing.
- Ask for the fee per portfolio in rupees and the period it covers.
- Ask for GST as a separate line.
- Ask for the refund terms if you stop midway.
- Ask for the payment account name and match it to the registered name.
Subscribed to a portfolio and unsure what you are paying for?
Our team reviews your payment proof and whatever agreement exists, drafts a written grievance to the adviser, and takes it to the right SEBI channel if the reply falls short. Register with us for a free consultation.
What Does Renaissance Smart Tech Private Limited Privacy Policy Allow?
The firm links to a privacy policy and to terms and conditions, which is a good sign.
The research flagged three points in the privacy policy that deserve a careful read.
1. Sharing with Group Companies
The policy says personal and financial information may be shared with third parties, including group companies and affiliates, to provide services and for other functions.
Ask which affiliates, for what purposes and whether you can opt out of any sharing that is not needed for your advice.
2. Limits on Liability
The policy says the company, its affiliates and directors are not liable where data is misused despite security controls.
That is a common type of clause, and it affects what recourse you have after a breach.
Ask what the firm does if your data is accessed without permission and how you will be told.
3. How Long Data is Kept
The policy says data may be kept as long as the law permits and as needed to serve users, without naming a period.
So you cannot tell when your information would be removed.
Ask for a retention period and how to request deletion.
Renaissance Smart Tech Private Limited Reviews
The research for this blog did not include client reviews.
We have not described any, and a missing review should not be read as a good or bad sign.
Look for dated reviews on more than one platform.
Any review you read is an individual opinion that we have not verified, and the firm may dispute it.
What to Clarify With Renaissance Smart Tech Pvt Ltd Before Subscribing
The gaps above can be turned into a short list.
Send these by email so you have a written reply, and wait for the answers before any money moves.
1. What does each portfolio cost, with GST?
Ask for the base fee, the GST, the period and the refund terms. Compare any fixed fee with the ₹1,51,000 cap.
2. Which registration covers the service?
Ask the firm to confirm it advises under INA000016436 and to say who executes trades.
3. Which email domain is official?
Ask which of the renaissanceinvest.in and renaissanceadvisors.in domains you should use.
4. Can I have the agreement and MITC now?
Ask for both documents before payment, and keep the email as proof of when they arrived.
5. How are disputes settled?
Ask whether the agreement sends disputes to arbitration. Reading about arbitration in share market cases first helps you judge what such a clause would mean for you.
Renaissance Smart Tech Grievance Channels and Escalation Matrix
The website lists email, SEBI SCORES, an online dispute resolution route and an escalation matrix for grievances.
That is a clear set of routes, and many sites do not show as much.
Start with the firm by email so you have a written trail.
Write to the compliance and grievance officer and keep the principal officer in copy.
State your name, payment reference, the issue and the outcome you want in a reasonable time. A dated email is stronger than a call.
If the firm does not reply or you disagree with the answer, the regulator’s online system is the usual next step.
The page on the SCORES SEBI complaint route covers what to attach and how a case moves after you file.
Keep every reply you get on that system, since they matter if the case has to go further.
For a payment disagreement that stays open, there is another route.
The SMART ODR portal brings in a neutral conciliator to go through your papers with you, so keep receipts and replies together.
Disclaimer
This blog is based on the firm’s published disclosures and publicly available SEBI records as of 17 October 2026. It does not allege wrongdoing, and the firm is welcome to share its side. We could not independently confirm the firm’s fee levels, the partner platforms used, the use of its two email domains, the subject of its reported complaints, the current monthly complaint table, or the content of any agreement beyond what the research showed.
Conclusion
Renaissance Smart Tech holds a SEBI investment adviser registration, and its two reported complaints are both shown as resolved.
The harder part is that the site shows attractive portfolios with no fees, and its privacy terms are broad.
Before you pay, ask for the fee per portfolio with GST, confirmation of the registration that covers the service, the agreement and the MITC.
Keep every reply in writing.
Check the registration yourself and match the payment account to the registered name.
If the firm answers openly and quickly, you have a better basis to decide.
If a dispute arises later, write to the firm first and then use the escalation routes in order.
Keep your receipts, emails and screenshots in one folder.
Report. Recover. Stay Fraud Free.
Frequently Asked Questions
The research shows it as an investment adviser under INA000016436, granted on 30 November 2021 and listed as perpetual. Confirm the details on SEBI's website and match the name on any payment page.
The yearly table shows two complaints, one in FY 2023-24 and one in FY 2025-26. Both are shown as resolved, and none is pending.
The website content we reviewed shows no fees or subscription plans. Ask for the fee per portfolio in rupees, GST shown separately, and the refund terms in writing before you pay.
The website describes Renaissance Investment Advisors as a separate, identifiable division of Renaissance Smart Tech Private Limited. Ask the firm to confirm which entity signs your agreement.
Write to the firm first and keep the reply. If it falls short, a complaint can go through SEBI's online system or the dispute resolution portal, and our guides cover those routes.
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